'You Can Have The Highest Taste In The World,' 'Ramsey Show' Host Says — But Warns, 'If You Can't Afford It, You Can't Afford It'

What starts arsenic a lodging question tin rapidly go a trial of expectations erstwhile the numbers are connected the table.

That was the acquisition David learned erstwhile helium told "The Ramsey Show” astir trying to fig retired however to spend the benignant of location his woman expected, conscionable arsenic helium was reasoning astir proposing.

Calling from Santa Monica, California, David said his woman earns a decent surviving and has wide ideas astir the location she envisions. As they talked astir matrimony and adjacent steps, helium wanted to get clarity connected wealth archetypal and recognize whether those expectations acceptable wrong what helium could afford.

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"You tin person the highest sensation successful the satellite and the top standards," co-host John Deloney said. "That's awesome. If you can't spend it, you can't spend it."

Deloney archetypal addressed timing, saying buying a location with idiosyncratic you are not joined to creates hazard due to the fact that dating couples bash not person the ineligible protections that use erstwhile a matrimony ends and a location has to beryllium sold.

Even aft shifting the speech to a hypothetical marriage, the connection stayed the same. Taste and standards were not the issue, Deloney said. It was "a substance of math."

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As David focused connected however his woman mightiness respond, co-host Ken Coleman shifted the treatment to expectations. "I privation to cognize if this pistillate wants you," helium said, "or if she wants a house."

Coleman said unrealistic expectations don't simply spell distant erstwhile they aren't confronted and often resurface aboriginal arsenic tension. Deloney added that forcing the numbers means trading an unaffordable location for anxiousness and stress.

When David said helium wanted "to springiness her a number," Deloney gave 1 directly. A owe outgo should enactment nether 25% of take-home pay, with 10% to 20% enactment down successful cash. Anything beyond that, helium said, puts the determination extracurricular what is affordable.

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David said his woman had bought a location years earlier contempt not being capable to spend it astatine the clip and aboriginal benefited from rising equity. Deloney responded that getting fortunate erstwhile doesn't warrant doing it again.