XRP ETFs Have Locked Up 900 Million Tokens. Why Hasn’t It Squeezed the XRP Price?

1 hour ago 4

Sam Daodu

Tue, August 11, 2026 astatine 8:32 AM CDT 7 min read

Quick Read

XRP ETFs clasp conscionable 1.5% of the 62.5 cardinal circulating supply, portion Ripple's escrow releases 300 cardinal tokens monthly, offsetting each coin the funds remove.
ETF inflows person collapsed from $650 cardinal successful November 2025 to conscionable $1 cardinal successful August 2026, erasing the buying unit needed to compression prices higher.
The CLARITY Act could unlock $667 cardinal successful monthly ETF inflows per JPMorgan and Standard Chartered, yet outpacing Ripple's 300 cardinal monthly escrow releases.
Two retirees, aforesaid $1 million, aforesaid 4% rule, bargain 1 finished with $1.4 million, the different deed $0 successful 12 years. Our escaped scholar usher explains the flaw that separated them, and the income-first method built to debar it.

XRP Exchange Traded Funds present clasp astir 930 cardinal tokens, which are each locked distant successful custody and retired of scope of the market.

XRP holders person been expecting the inflows to interaction the coin's value, since less tokens shrinking proviso creates a compression that triggers terms appreciation. However, XRP (CRYPTO:XRP) trades astatine $1.01 today, down 6.3% implicit the past week and 8.2% implicit the past month.

Businessman pointing astatine ETF (Exchange Traded Funds). Investment Opportunities successful Mutual Funds and ETFs, Growing Wealth successful the Financial Market.

Despite XRP ETFs taking astir a cardinal coins disconnected the market, wherefore hasn't each that locked-up proviso squeezed the XRP price?

XRP ETFs Hold Just 1.5% of the Supply

7.85%, 5.25%, 4.35%, 4.60%, 3.10%, and 1.25%. The achromatic substance 'ETF' appears 3 times successful bold blocks.

XRP ETFs launched successful November 2025 and person pulled successful $1.51 cardinal since then, which has taken astir 930 cardinal coins disconnected the market. However, that comes to conscionable 1.49% of the 62.5 cardinal XRP successful circulation, leaving 61.5 cardinal successful everyone else's hands. A compression needs buyers taking coins disconnected the marketplace faster than holders volition portion with them, and astatine that ratio determination are ever sellers consenting to conscionable a bid.

Bitwise runs the biggest of the 5 XRP ETFs astatine $302.39 million, followed by Franklin Templeton's XRPZ astatine $244.54 cardinal and Canary's XRPC astatine $236.64 million. 21Shares holds $110.39 cardinal and Grayscale $56.08 million, which brings the 5 funds to $950.05 cardinal successful nett assets connected August 10, according to SoSoValue.

The 4% Rule is Broken, Built On A World That No Longer Exists

Every retiree knows astir the 4% rule, but it frames status arsenic a dilatory liquidation and inactive causes retirees with seven-figure accounts to agonize implicit a meal out.

There's a antithetic mode to tally the mathematics that makes much consciousness today. Build an income floor — dividends, interest, and Social Security that screen your indispensable bills each period — and you ne'er person to merchantability shares into a down marketplace conscionable to wage them.

Our escaped scholar guide, The 4% Rule Is Broken, walks done it successful astir 15 minutes. Access the study here.

Read Entire Article