JPMorgan Upgrades SoFi Technologies (SOFI) to Overweight After Q4 Results and 2026 Guidance

19 hours ago 2

Sheryar Siddiq

Sun, February 15, 2026 astatine 7:41 AM CST 2 min read

SoFi Technologies, Inc. (NASDAQ:SOFI) ranks among the best innovative stocks to bargain according to Wall Street analysts. On February 3, JPMorgan raised SoFi Technologies, Inc. (NASDAQ:SOFI) to Overweight from Neutral, citing a post-earnings stock autumn arsenic a much appealing buying opportunity. The steadfast stated that SoFi’s fourth-quarter results demonstrated beardown execution, with exceptional results and favorable 2026 net guidance.

Photo by Annie Spratt connected Unsplash

According to JPMorgan, SoFi Technologies, Inc. (NASDAQ:SOFI) continues to get members and turn deposits much rapidly than respective of its fintech counterparts, which person experienced stagnant maturation oregon deposit withdrawals. The steadfast stated that this matches SoFi’s purpose of promoting itself arsenic a full-service integer slope for high-income customers who are tech-literate.

SoFi Technologies, Inc. (NASDAQ:SOFI) projected gross maturation of astir 30% and adjusted EBITDA margins of 34% for 2026. JPMorgan noted that the first-quarter forecast came successful beneath expectations, arsenic the institution continues to put heavy successful selling and products. However, it added that SoFi Technologies, Inc. (NASDAQ:SOFI) has a past of exceeding its ain expectations.

SoFi Technologies, Inc. (NASDAQ:SOFI) is simply a U.S.-based fintech and banking level that offers crypto services, alongside loans, deposits, and investments.

While we admit the imaginable of SOFI arsenic an investment, we judge definite AI stocks connection greater upside imaginable and transportation little downside risk. If you're looking for an highly undervalued AI banal that besides stands to payment importantly from Trump-era tariffs and the onshoring trend, spot our escaped study connected the best short-term AI stock.

READ NEXT: 10 Best Magic Formula Stocks for 2025 and 10 Best Retirement Stocks to Buy According to Hedge Funds.

Disclosure: None. This nonfiction is primitively published at Insider Monkey.

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