JPMorgan Predicted Up to $8 Billion of Year-One XRP ETF Inflows. Here’s Why Inflows Are Stuck at $1.5 Billion

1 hour ago 1

Sam Daodu

Sat, August 1, 2026 astatine 3:03 PM CDT 7 min read

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JPMorgan and Standard Chartered some forecast $4 cardinal to $8 cardinal of first-year XRP ETF inflows successful 2025, earlier immoderate XRP money existed.
XRP ETFs person taken successful $1.51 cardinal since launching successful November 2025, but the funds present clasp conscionable $988.78 cardinal due to the fact that XRP has mislaid much tha fractional its value.
Passage of the CLARITY Act, which would classify XRP arsenic a commodity nether national law, is the cardinal catalyst that could unlock monolithic organization flows.
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JPMorgan told investors successful January 2025 that spot XRP (CRYPTO:XRP) ETFs could propulsion successful arsenic overmuch arsenic $8 cardinal successful their archetypal twelvemonth of trading. Then, successful April 2025, Standard Chartered predicted the aforesaid $8 cardinal of first-year inflows for XRP funds.

These forecasts were made mode earlier the archetypal XRP ETF adjacent existed. The funds person present been trading for much than 8 months since launching successful mid-November, attracting astir $1.5 cardinal successful cumulative flows. Why person ETF inflows fallen abbreviated of what the biggest Wall Street institutions anticipated?

What JPMorgan and Standard Chartered Predicted for XRP ETF Inflows

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In January 2025, JPMorgan analysts published a probe enactment estimating that spot XRP ETFs could stitchery betwixt $4 cardinal and $8 cardinal wrong six to 12 months of launching. The slope got those numbers from the 2 crypto ETFs that already existed.

Bitcoin's funds had absorbed astir 6% of Bitcoin's marketplace headdress successful their archetypal year, astir $108 billion, and Ethereum's astir 3%, truthful applying the aforesaid take-up rates to XRP's smaller marketplace headdress produced the $4 cardinal to $8 cardinal range.

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A period later, the slope refined the set to $4.3 cardinal to $8.4 cardinal portion informing that altcoins inactive lacked regulatory clarity astatine the SEC and CFTC. The forecast leaned connected XRP's ineligible presumption getting resolved, which astatine the clip looked close, with a caller medication and a caller SEC president expected to beryllium friendlier to crypto.

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