Citi Maintains “Buy” Rating on Pagaya Technologies (PGY) With $40 PT

Pagaya Technologies Ltd. (NASDAQ:PGY) is included successful our database of the overlooked tech stocks to put in.

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On November 11, 2025, Citi’s expert Peter Christiansen revisited Pagaya Technologies Ltd. (NASDAQ:PGY)’s stock, reiterating his “Buy” standing with a $40 terms target. The analyst’s bullish stance reflects the company’s beardown show successful the 3rd quarter, reflecting some operational spot and strategical execution. He peculiarly highlighted 19% YoY maturation successful web measurement noted during the quarter, alongside a important adjusted EBITDA bushed that reflected signs of ratio and scale. Furthermore, helium shed airy connected recognition impairments, which came successful good beneath expectations.

On November 10, 2025, Pagaya Technologies Ltd. (NASDAQ:PGY) released its Q3 net results. The institution recorded $350 cardinal successful full revenue, up 36% YoY, driven by its grounds web measurement of $2.8 billion. Meanwhile, adjusted EBITDA grew 91% to $107 million, helping the institution grounds $1.02 successful diluted non-GAAP adjusted net per share.

The 4th besides marked the strengthening of the equilibrium sheet, with continued diversification of funding, including aggregate ABS transactions and a $500 cardinal firm enslaved offering. Looking ahead, Pagaya Technologies Ltd. (NASDAQ:PGY)’s absorption remains optimistic astir sustained maturation done expanding partnerships and increasing request crossed point-of-sale and car segments.

Pagaya Technologies Ltd. (NASDAQ:PGY), a planetary AI-driven fintech company, leverages instrumentality learning and immense information networks to marque user recognition and existent property financing much accessible.

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