YieldMax’s PYPY Riding On The Way Down With PayPal

1 hour ago 3

John Seetoo

Thu, March 19, 2026 astatine 10:02 AM CDT 5 min read

  • YieldMax PYPL Option Income Strategy ETF (PYPY) collects play enactment premiums connected PayPal (PYPL) stock, which has fallen 36% since October 2025 to $46 per share, compressing organisation amounts from $1.62 to $0.17-$0.49 weekly. PayPal missed Q4 2025 net connected some gross ($8.676B vs. $8.778B estimate) and EPS ($1.23 vs. $1.29 estimate), guiding for flat-to-declining 2026 earnings.

  • PayPal’s execution challenges and declining net outlook are eroding the nett plus worth of PYPY faster than play enactment premiums tin offset, forcing the money to instrumentality capitalist main done distributions and making the play income watercourse unsustainable unless PayPal’s maturation trajectory improves.

  • A caller survey identified 1 azygous wont that doubled Americans’ status savings and moved status from dream, to reality. Read much here.

YieldMax PYPL Option Income Strategy ETF (NYSEARCA:PYPY) launched September 2023 with a elemental pitch: cod play income from 1 of the world's astir recognized outgo platforms. The money sells covered telephone options connected PayPal Holdings (NASDAQ:PYPL), pocketing the enactment premium and distributing it to shareholders weekly. For income-focused investors, that sounds appealing. The occupation is that the strategy is lone arsenic durable arsenic the banal underneath it, and PayPal has had a unsmooth year.

A ample  bluish  PayPal 'P' logo and the afloat  'PayPal' wordmark successful  bluish  are displayed connected  the beforehand   of a modern, achromatic  and solid  bureau   building. Green trees are disposable   successful  beforehand   of the building.

JasonDoiy / Getty Images · JasonDoiy / Getty Images

The PayPal logo is prominently featured connected the modern bureau gathering that serves arsenic its headquarters.

PayPal shares are down astir 36% since precocious October 2025, falling from astir $73 to $46 arsenic of March 17, 2026. Year-to-date, the banal is down astir 21%. The catalyst was a Q4 2025 net study that missed connected some gross and earnings, followed by 2026 guidance pointing to further EPS declines.

Read: Data Shows One Habit Doubles American’s Savings And Boosts Retirement

Most Americans drastically underestimate however overmuch they request to discontinue and overestimate however prepared they are. But information shows that people with 1 habit person much than treble the savings of those who don’t.

Non-GAAP EPS came successful astatine $1.23 against a $1.29 estimate, portion gross of $8.676 cardinal fell abbreviated of the $8.778 cardinal consensus. Interim CEO Jamie Miller acknowledged the shortfall straight connected the net call: "Our execution has not been what it needs to be. We person not moved accelerated capable oregon with the level of absorption required." The branded checkout business, which absorption had positioned arsenic a halfway maturation driver, underperformed successful Q4, down from the anterior quarter.

For 2026, PayPal guided for non-GAAP EPS ranging from a low-single-digit diminution to somewhat affirmative versus 2025's $5.31. The institution besides withdrew its multi-year outlook entirely. Securities people enactment lawsuits followed the net release, adding ineligible uncertainty to an already analyzable picture.

Read Entire Article