1 month ago
14
Sam Daodu
Wed, July 29, 2026 astatine 10:12 AM CDT 6 min read
Quick Read
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OSL ended Hong Kong's $1 cardinal portfolio request for XRP by opening 3 retail trading pairs, including a Hong Kong dollar option.
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HashKey inactive limits XRP to nonrecreational investors, and retail support would exposure the coin to Hong Kong's largest licensed speech lawsuit base.
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XRP has fallen 41% implicit the past year, making today's retail listing a regulatory milestone alternatively than an contiguous terms catalyst.
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Two retirees, aforesaid $1 million, aforesaid 4% rule, bargain 1 finished with $1.4 million, the different deed $0 successful 12 years. Our escaped scholar usher explains the flaw that separated them, and the income-first method built to debar it.
OSL has go the archetypal licensed speech successful Hong Kong to unfastened XRP (CRYPTO:XRP) trading to retail investors. The coin has been listed connected the city's regulated platforms for much than a year, but lone nonrecreational investors holding portfolios of astatine slightest $1 cardinal were allowed to bargain it.
Meanwhile, the XRP terms trades astir $1.08, up astir 2.6% today, portion the broader crypto marketplace is up astir 1%. So what does the caller entree adhd for XRP?
What OSL Opened for XRP Traders
Hong Kong's licensed exchanges person carried XRP since May 2025, erstwhile HashKey listed it, and OSL followed with its ain listing that December. However, some listings ran nether the professional-investor restriction, truthful for the mean purchaser successful the city, the coin mightiness arsenic good not person been there.
That changed astatine 20:00 Hong Kong clip today, erstwhile OSL opened 3 XRP pairs to retail investors and confirmed the motorboat connected X. One runs done Flash Trade, OSL's one-click enactment wherever you instrumentality a locked-in punctuation and wage nary commission, and it trades XRP against the US dollar only. The different 2 are over-the-counter pairs, 1 against the US dollar and 1 against the Hong Kong dollar.
The 4% Rule is Broken, Built On A World That No Longer Exists
Every retiree knows astir the 4% rule, but it frames status arsenic a dilatory liquidation and inactive causes retirees with seven-figure accounts to agonize implicit a meal out.
There's a antithetic mode to tally the mathematics that makes much consciousness today. Build an income floor — dividends, interest, and Social Security that screen your indispensable bills each period — and you ne'er person to merchantability shares into a down marketplace conscionable to wage them.
Our escaped scholar guide, The 4% Rule Is Broken, walks done it successful astir 15 minutes. Access the study here.
Of the three, the Hong Kong dollar brace is the 1 that counts locally, since it lets residents bargain XRP with the currency they already clasp without converting to US dollars archetypal oregon going offshore to an unlicensed speech with nary of the section protections.
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