XRP Price Prediction: Can XRP Reach $100? Here’s What Ripple’s CTO Says

• At $100 per token, XRP’s marketplace headdress would scope $6.1 trillion astatine existent circulation and $10 trillion astatine afloat supply, making it much invaluable than immoderate publically traded company.

• Ripple’s CTO Emeritus, David Schwartz, says that $100 XRP is unlikely, arguing that if investors genuinely believed successful a 10% accidental of $100, they wouldn’t beryllium selling astatine $1.40.

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XRP (CRYPTO: XRP) is down much than 60% from its 2025 precocious of $3.65, with 5 consecutive monthly losses from October done February. At $1.40, galore semipermanent holders are asking 1 question: Can XRP scope $100?

If there's 1 cryptocurrency that's susceptible of unexpected explosive runs, it has to beryllium XRP. The XRP terms has surged by implicit 60,000% before, and though it has a bigger proviso now, surging by implicit 7,000% to $100 from $1.40 is hard but not impossible.

So what could spark a rally for XRP to ever scope $100? Let's find out.

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XRP has 61.1 cardinal tokens successful circulation close now, with a maximum proviso of 100 billion. At $100 per token, that puts XRP's marketplace headdress astatine $6.1 trillion, which would marque it much invaluable than immoderate publically traded institution connected earth. Nvidia, the existent leader, sits astatine astir $4.4 trillion, portion the full crypto market, including Bitcoin, is worthy astir $2.3 trillion today. XRP unsocial astatine $100 would beryllium worthy astir 3 times the full crypto market.

To adjacent marque things look much realistic, we trimmed the numbers down a spot with the aforesaid existent supply, and they inactive look ambitious. XRP astatine $5—which is inactive 1 of the apical targets galore privation the crypto to reach—means a $305 cardinal marketplace cap, which is astir wherever Ethereum peaked astatine its best.

At $10 per XRP, you're looking astatine $611 billion, which clears Ethereum's all-time precocious and approaches fractional of Bitcoin's existent valuation. Standard Chartered's 2030 people of $28 puts XRP astatine $1.7 trillion, which is Bitcoin's territory contiguous and assumes Ripple captures a meaningful stock of the $150 trillion cross-border payments marketplace implicit the adjacent decade.

Now origin successful the afloat 100 cardinal token supply. If each tokens were successful circulation, $100 XRP means a $10 trillion marketplace cap—that's astir fractional the full U.S. banal market. Gold's full marketplace worth is astir $20.5 trillion, and it took centuries to get there. XRP astatine $100 would already beryllium worthy a 3rd of each the golden ever mined successful quality history.