The Best Fintech Stocks to Buy With $500 Right Now

• Robinhood volition proceed to propulsion retail investors distant from accepted brokerages.

• Affirm’s “buy now, wage later” level tin thrive done economical downturns.

• Both companies person the imaginable to disrupt accepted fiscal institutions.

• 10 stocks we similar amended than Robinhood Markets ›

Over the past decade, galore fiscal companies person adopted caller technologies to situation entrenched fiscal institutions. These "fintech" companies -- which streamlined fiscal services with integer technologies -- grew overmuch faster than their accepted counterparts.

That maturation spurt isn't implicit yet. From 2025 to 2032, Fortune Business Insights expects the planetary fintech marketplace to turn astatine a steadfast CAGR of 16.2% arsenic much consumers regenerate their accepted banks and brokerages with streamlined fiscal services. To capitalize connected that trend, investors should absorption connected the fintech leaders with aboriginal mover advantages.

Let's instrumentality a look astatine 2 of those promising fintech stocks: Robinhood (NASDAQ: HOOD) and Affirm (NASDAQ: AFRM). Both of these stocks are volatile, but they could easy crook a humble $500 concern into respective 1000 dollars implicit the adjacent decade.

Over the past decade, Robinhood disrupted accepted brokerages with its commission-free trades, streamlined app, and gamified attack to investing. From 2020 to 2024, its fig of funded customers much than doubled from 12.5 cardinal to 25.2 million. Its yearly gross grew astatine a CAGR of 32% during those 4 years, adjacent arsenic its maturation stalled successful 2022 upon reaching the extremity of the pandemic-era buying frenzy successful meme stocks and cryptocurrencies.

By the 3rd 4th of 2025, the institution had reached 26.8 cardinal funded customers. Its fig of Gold subscribers -- who get interest-free margin, little borderline rates, precocious involvement rates connected uninvested cash, and different perks for $5 a period -- jumped 77% twelvemonth implicit twelvemonth to 3.9 million.

From 2024 to 2027, analysts expect Robinhood's gross and adjusted net earlier interest, taxes, depreciation, and amortization (EBITDA) to turn astatine a CAGR of 27% and 37%, respectively. That robust maturation should beryllium driven by its enlargement and improvement into a broad fintech level offering a broader scope of banking, wealthiness management, and AI-powered concern services.

With an endeavor worth of $118.2 billion, Robinhood inactive looks reasonably valued astatine 36 times adjacent year's adjusted EBITDA. It could inactive person plentifulness of country to turn implicit the adjacent decennary arsenic it pulls adjacent much retail investors distant from large brokerages and banks.