Startup EnFi raises $15 million to deploy AI credit analyst agents at banks

Tatiana Bautzer

Wed, February 4, 2026 astatine 10:18 AM CST 1 min read

By Tatiana Bautzer

NEW YORK, Feb 4 (Reuters) - Boston-based startup EnFi is raising $15 cardinal with task superior ​funds to summation deployment of artificial quality agents ‌that analyse and marque decisions connected recognition applications.

The circular is led ‌by Fintop, with Patriot Financial Partners, Commerce Ventures, Unusual Ventures and Boston Seed Capital. These investors are linked to much than 150 fiscal institutions, chiefly determination oregon assemblage ⁠banks. The circular ‌raises full financing to $22.5 million.

Joshua Summers, EnFi co-founder and CEO, says determination and assemblage ‍banks person been incapable to capable recognition expert positions, restricting however galore recognition applications they tin review. "The usage of the artificial ​intelligence agents makes the smaller banks overmuch much ‌competitive successful credit," helium said successful an interrogation with Reuters, adding that smaller banks person thousands of recognition expert positions unfilled astatine immoderate fixed time.

Each slope has been adapting the agents to the needs of their ⁠specific recognition portfolios. "As the agents ​learn, they assistance summation lending measurement ​quickly," said Scott Weller, co-founder and EnFi's main exertion officer. In immoderate cases, recognition analysts ‍using the ⁠agents suggested caller usage cases to trim menial tasks, specified arsenic screening recognition documents for discrepancies. The ⁠use of artificial quality besides makes it easier to cheque applicants' ‌leverage, collateral and recognition history.

(Reporting by Tatiana ‌Bautzer; Editing by Andrea Ricci )