OneMain Stock Is Up 30% This Past Year but One Fund Just Cashed Out $4.8 Million

2 hours ago 2

Jonathan Ponciano, The Motley Fool

Sun, December 28, 2025 astatine 11:22 AM CST 4 min read

Florida-based Gator Capital Management sold 83,850 shares of OneMain Financial successful the 3rd quarter.
The shares were worthy an estimated $4.78 million.
The determination marked an exit for Gator Capital, with the presumption antecedently representing astir 1.48% of the fund's AUM.
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Florida-based Gator Capital Management eliminated its presumption successful OneMain Holdings (NYSE:OMF), reducing vulnerability by $4.78 million, according to a November 13 SEC filing.

Gator Capital Management disclosed successful a November 13 SEC filing that it exited its full holding successful OneMain Holdings (NYSE:OMF), selling 83,850 shares. The transaction’s estimated worth was $4.78 cardinal based connected quarterly mean pricing.

The fund's OneMain Holdings presumption represented 1.48% of AUM successful the erstwhile play -- earlier the third-quarter sale.

Top holdings aft the filing include:

NASDAQ: HOOD: $76.63 cardinal (19.7% of AUM)
NYSE: HOUS: $27.15 cardinal (7.0% of AUM)
NASDAQ: FCNCA: $16.99 cardinal (4.4% of AUM)
NYSE: AX: $13.04 cardinal (3.3% of AUM)
NASDAQ: UMBF: $12.03 cardinal (3.1% of AUM)

As of Friday, shares of OneMain Holdings were priced astatine $69.08, up 30% implicit the past twelvemonth and good outperforming the S&P 500, which is up astir 15% successful the aforesaid period.

Metric

Value

Revenue (TTM)	$4.89 billion
Net Income (TTM)	$705.00 million
Dividend Yield	6%
Price (as of Friday)	$69.08

OneMain Holdings offers idiosyncratic loans, recognition cards, and security products done subdivision offices and an online platform.
The institution generates gross chiefly from involvement income connected user lending, ancillary security products, and related work fees.
It serves non-prime and near-prime consumers crossed astir U.S. states, focusing connected individuals seeking idiosyncratic fiscal solutions.

OneMain Holdings provides idiosyncratic installment loans and related fiscal products to non-prime consumers successful the United States. The institution leverages an extended subdivision web and integer channels to scope a wide lawsuit base, emphasizing accessible recognition solutions and cross-sold security offerings.

Over the past year, OneMain has delivered precisely what income-oriented shareholders mightiness anticipation for: dependable earnings, improving recognition metrics, rising dividends, and assertive buybacks. The stock’s astir 30% ascent reflects that execution, not hype. But portfolio absorption is much astir trade-offs. In the 3rd quarter, OneMain posted $1.67 successful GAAP EPS (up from $1.31 1 twelvemonth prior), raised its dividend again to $1.05 per share, and authorized a caller $1 cardinal buyback program. Managed receivables grew to astir $26 cardinal portion nett charge-offs continued to inclination little -- meaning that, operationally, the concern looks solid.

The determination to exit appears much astir attraction and redeployment than concern. OneMain had been a humble position, and trimming a lender aft a beardown tally frees superior for higher-conviction ideas elsewhere successful the portfolio. That is particularly existent erstwhile different apical holdings skew toward maturation and platform-driven businesses alternatively than user credit.