Mega-rich Americans are ditching stocks and hoarding historic highs of cash. Here’s where their wealth’s going instead

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High nett worthy individuals — typically those with $1 cardinal oregon much successful investable assets — held ample portions of their full portfolio successful currency successful 2024. According to a survey conducted by Goldman Sachs, affluent individuals parkland astir 20% of their nett worthy successful currency and currency equivalent holdings (1).

Higher marketplace volatility and fears regarding persistently precocious ostentation levels are a fewer large contributors to the displacement distant from equities and bonds.

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And astatine slightest immoderate ultra-high-net-worth individuals look to agree. Before retiring connected Dec. 31, 2025, Warren Buffett — the erstwhile Berkshire Hathaway CEO and the world’s ninth-richest idiosyncratic according to Forbes real-time nett worthy tracker (2) — had built the company’s currency equilibrium to a staggering $381.7 cardinal by the extremity of the 3rd 4th of 2025 (3).

The strategy paid disconnected — Buffett’s nett worthy grew by astir $21 cardinal past year, contempt a tumultuous marketplace backdrop.

Buffett isn’t the lone 1 softly ditching stocks. Billionaire capitalist and co-founder of PayPal, Peter Thiel, sold astir $100 cardinal worthy of Nvidia shares done his hedge fund, Thiel Macro, successful the 3rd 4th of 2025 (4).

While Nvidia’s banal terms surged by astir 35% successful 2025, specified moves by the ultra-wealthy spark concerns astir a imaginable AI bubble (5).

As U.S. equities grapple with uncertainties amid the ongoing tariff concerns and imaginable marketplace overvaluation, currency and currency equivalents mightiness assistance you clasp onto your wealthiness successful stormy weather.

The richer investors get, the much apt they are to look beyond accepted investments. The Goldman Sachs survey revealed that astir 4 successful 10 radical with $1 cardinal to $5 cardinal successful investable assets person vulnerability to alternate investments. For those with much than $10 million, alternatives are adjacent much common, with 80% holding them successful immoderate form.

For those who don’t privation to woody with banal marketplace volatility, determination are accessible ways to put successful alternate assets and shield yourself from a imaginable crash.

Read more: Warren Buffett utilized 8 solid, repeatable wealth rules to crook $9,800 into a $150B fortune. Start utilizing them contiguous to get affluent (and enactment rich)’

One alternate enactment that tin supply returns amidst economical turmoil is existent estate.