Jackson Financial JXN Q4 2025 Earnings Transcript

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Thu, February 19, 2026 astatine 10:54 AM CST 41 min read

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Thursday, Feb. 19, 2026 astatine 10:00 a.m. ET

• Chief Executive Officer — Laura Louene Prieskorn

• Chief Financial Officer — Don Wayne Cummings

• Chief Actuary — Lynn Sun

• Head of Investor Relations — Elizabeth Werner

• Chief Accounting Officer — Brian Michael Walta

• Chief Investment Officer — Christopher Allen Raub

Laura Prieskorn. Thank you, Elizabeth. Good morning, and convey you for joining our 2025 4th fourth and afloat twelvemonth net call. I volition statesman with a reappraisal of our precocious announced strategical actions followed by a treatment of our 2025 accomplishments, our advancement since separation, and our 2026 fiscal targets. 2025 was an exceptional twelvemonth arsenic we surpassed our fiscal targets and acceptable records for income and distribution. We delivered different twelvemonth of implicit $1,000,000,000 successful escaped superior procreation and grew escaped currency travel portion providing archetypal backing for our caller captive reinsurer, Hickory Re. Following my remarks, our CFO, Don Cummings, volition sermon our fiscal show successful further detail.

Beginning connected descent three, Jackson Financial Inc.'s execution absorption and halfway capabilities person been steadfast and are evident successful some our occurrence arsenic a starring supplier of status solutions and our show arsenic a nationalist company. As an important adjacent measurement successful Jackson Financial Inc.'s growth, we precocious closed connected our antecedently announced strategical concern statement with TPG. This semipermanent concern volition enactment accelerated maturation of our spread-based concern and aboriginal flexibility. TPG's unsocial concern capabilities and collaborative civilization align good with Jackson Financial Inc., and our teams person already been moving intimately together. Our concern with TPG combined with the superior ratio from our captive strategy positions america good for fixed and fixed scale annuity income momentum.

Turning to descent four, our beardown afloat twelvemonth operating results drove astir 12% maturation successful our adjusted operating net supported by unchangeable interest income and accrued concern dispersed earnings. Our committedness to shareholder superior return, and the payment of stock repurchases resulted successful implicit 20% maturation successful adjusted operating net per stock for the afloat year. As a reminder, our nett income includes the interaction of our yearly presumption reappraisal and nett hedge results, which Don volition discuss. Over the people of 2025, our sustained profitability and disciplined superior absorption resulted successful good implicit $800,000,000 successful escaped currency travel and superior return.