I’m Retiring Today—These Are the 3 ETFs I’m Buying Right Now

2 hours ago 2

Vandita Jadeja

Thu, March 5, 2026 astatine 10:57 AM CST 5 min read

JPMorgan Nasdaq Equity Premium (JEPQ) 11.38% output astatine $57.78; Amplify Enhanced Dividend (DIVO) 4.79% yield, 18.87% 1-year instrumentality astatine $46.66; Invesco High Dividend Low Volatility (SPHD) 4.83% output astatine $52.
The 3 ETFs make monthly income for retirees done covered telephone strategies oregon low-volatility dividend stocks, balancing precocious yields with superior preservation.
The expert who called NVIDIA successful 2010 conscionable named his apical 10 AI stocks. Get them present FREE.

It is indispensable to program for retirement, whether you’re 2 days distant from it oregon 20 years distant from it. While determination are aggregate strategies for investing, there’s nary one-size-fits-all attack that tin warrant a financially unchangeable retirement. Some investors similar to put successful idiosyncratic stocks to physique a diversified portfolio, portion galore others take to put successful exchange-traded funds (ETFs).

If you similar the 2nd option, choosing from the hundreds of ETFs tin consciousness overwhelming. But, if you prime the close funds and stay invested for a agelong play of time, you tin halt worrying astir retirement. Building an ETF portfolio is overmuch easier than picking idiosyncratic stocks. If I’m retiring today, present are the 3 ETFs I’d buy.

Monthly Payments to Investors." Section 2, "Most Suitable Use Case," shows an illustration of 2 retirees connected a seat and substance describing "Income-Focused Retirees Seeking Maximum Current Income & Cushion successful Flat/Down Markets," "Willing to Sacrifice Upside Potential for Regular Payments," and "*Not for Full Growth Capture*." Section 3, "Pros & Cons," is divided into 2 columns. The greenish column, "PROS (Income & Stability)," lists: High Yield (10.39% Trailing / 11.52% Official), Monthly Payments (44 Consecutive Months), Low Expense Ratio (0.35%) & Large Scale ($31.9B Assets), and Strong Recent Total Return (~26% 1-Year). The reddish column, "CONS (Risks & Limitations)," lists: Variable Monthly Income (30-40% Fluctuation), Capped Upside (Underperforms successful Bull Markets), High Tech Concentration (41.7% Sector Risk), and Tax Inefficient (Mostly Ordinary Income).

READ: The expert who called NVIDIA successful 2010 just named his apical 10 AI stocks

The JPMorgan Nasdaq Equity Premium Income ETF (NYSEARCA:JEPQ) is simply a top-quality ETF with an exceptional output of 11.38%. It uses a covered telephone strategy to make a premium and support the precocious yield. As the archetypal step, it uses a cardinal information subject attack to physique a beardown portfolio, and second, it implements out-of-the-money telephone options to make monthly income. The money has an disbursal ratio of 0.35%.

JEPQ pays monthly dividends and owns a portfolio of 108 stocks, which see the large tech companies, owed to its absorption connected the Nasdaq. It allocates 41% of the portfolio to the exertion sector, which is followed by 12.5% successful connection services and 10.6% towards user discretionary.

It shouldn’t travel arsenic a astonishment that the apical 10 holdings see the Magnificent Seven and comprise 41% of the portfolio. The money has the highest allocation to Nvidia astatine 7.40%.

JEPQ has generated a cumulative 1-year instrumentality of 15.76% and a 3-year instrumentality of 87.18%. The money has lone gained 5% successful the past twelvemonth and is exchanging hands for $57.78. However, it generates monthly passive income, which makes it basal retired amongst the oversea of ETFs. Reinvestment of the dividends tin make a higher full return. I’d bargain JEPQ for the precocious output and the reliability of a dependable wage check.

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