Hagerty (HGTY) Q4 2025 Earnings Call Transcript

Motley Fool Transcribing, The Motley Fool

Mon, March 2, 2026 astatine 7:35 AM CST 42 min read

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Thursday, Feb. 26, 2026, astatine 10 a.m. ET

• Chief Executive Officer and Chairman — McKeel O. Hagerty

• Chief Financial Officer — Patrick Scott McClymont

• Senior Vice President of Investor Relations — Jason Koval

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Operator: Greetings, and invited to the Hagerty, Inc. Fourth Quarter 2025 Earnings Call. A question and reply league volition travel the ceremonial presentation. If anyone requires relation assistance during the conference, delight enactment this telephone is being recorded. I would present similar to crook the league implicit to your big today, Jason Koval, Senior Vice President of Investor Relations. Thank you, sir. You whitethorn begin.

Jason Koval: Thank you, operator, and bully morning, everyone. And convey you for joining america to sermon Hagerty, Inc.'s results for 2025. I americium joined this greeting by McKeel O. Hagerty, Chief Executive Officer and Chairman, and Patrick Scott McClymont, Chief Financial Officer. During this morning's league call, we volition notation to an accompanying presumption that is disposable connected Hagerty, Inc.'s Investor Relations conception of the company's firm website astatine investors.hagerty.com. Our net release, slides, and missive to stockholders covering this play are besides posted connected the IR website arsenic good arsenic our 8-K filing. Today's treatment contains forward-looking statements and non-GAAP fiscal metrics arsenic described further connected Slide 2 of the net presentation.

Forward-looking statements see statements astir our expected aboriginal concern and fiscal show and are not promises oregon guarantees of aboriginal performance. They are taxable to a assortment of risks and uncertainties that could origin the existent results to disagree materially from our expectations. For a treatment of worldly risks and important factors that could impact our existent results, delight notation to those contained successful our filings with the SEC, which are besides disposable connected our Investor Relations website and astatine sec.gov. The appendix of the presumption besides contains reconciliations of our non-GAAP metrics to the astir straight comparable GAAP measures that are further supplemented by this morning's 8-K filing. I volition present crook the telephone implicit to McKeel.

Thanks, Jay, and bully morning, everyone. We admit you taking the clip to articulation Hagerty, Inc.'s 4th fourth 2025 net call. As we attack the outpouring driving season, our squad is hard astatine enactment preparing for the onslaught of caller members we expect to adhd to the Hagerty, Inc. ecosystem successful 2026. Our members' cars are precise peculiar to them, and they are arsenic peculiar to 1 squad Hagerty, Inc. This inherent emotion for their toys results successful fundamentally amended hazard profiles, owed to the mode our members attraction for their prized possessions. And Hagerty, Inc. has the automotive expertise and guaranteed worth proposition they are looking for to support their cars.