Can XRP (Ripple) Reach $3 in 2026?

• XRP is simply a token issued connected the Ripple payments network.

• It experienced 2 little terms surges successful 2025, but has since fallen from its anterior highs.

• XRP's semipermanent worth proposition is clear, but near-term terms enactment remains uncertain.

• 10 stocks we similar amended than XRP ›

As 2025 comes to a close, it's looking similar it'll beryllium a down twelvemonth for large cryptocurrencies. One token that experienced a peculiarly melodramatic reversal this twelvemonth is XRP (CRYPTO: XRP).

Over the summer, XRP has reached a terms of $3.56 -- eclipsing the $3 threshold for the archetypal clip since 2018. However, arsenic of this penning (Dec. 18), XRP is trading astir 48% beneath its intra-year precocious and has plummeted to a terms of $1.86.

Let's research what influenced XRP's terms enactment passim 2025. From there, I'll look astatine whether the token could beryllium headed backmost to $3 successful the caller year.

The illustration illustrates XRP's terms volatility this year. As investors tin see, determination are 2 notable peaks that occurred astir the January and August clip frames.

In mid-January, Donald Trump was sworn into bureau arsenic President of the United States. During his clip connected the run trail, then-candidate Trump often spoke highly astir his respect and involvement successful the cryptocurrency industry. In particular, the GOP nominee took a liking to Bitcoin.

Trump promised to usher successful a caller epoch of pro-crypto supporters and regulatory frameworks successful Washington arsenic portion of his administration. This rhetoric was well-received by cryptocurrency enthusiasts -- thus, a speculative buying frenzy started to instrumentality shape.

As these trends indicate, XRP's rally pursuing Trump's inauguration was short-lived, and the token traded sideways for respective months. Over the summer, however, a caller improvement formed and sparked a renewed consciousness of euphoria astir XRP.

The Securities and Exchange Commission (SEC) dropped its years-long suit against Ripple -- the issuer of XRP. This regulatory win, successful summation to immoderate investors anticipating involvement complaint reductions from the Federal Reserve were connected the horizon, fueled much speculative buying enactment astir XRP.

While XRP concisely climbed to its highest level successful astir a decade, the token has experienced a prolonged sell-off implicit the past respective months.

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