6 days ago
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Dana George, The Motley Fool
Tue, March 3, 2026 astatine 4:12 AM CST 3 min read
The nonprofit advocacy enactment The Senior Citizens League (TSCL) recovered that astir 22 cardinal Americans unrecorded connected Social Security alone. That's nary casual feat, fixed that the mean monthly Social Security payment is astir $2,000.
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Note that the "monthly lodging expenses" mentioned successful this nonfiction screen each costs associated with homeownership, whether a owe is paid disconnected oregon not. This includes lodging costs similar spot taxes, utilities, location repairs, and wide maintenance.
According to a Realtor.com study, present are the 10 states wherever the median Social Security outgo doesn't agelong acold capable to screen the outgo of living:
| Vermont | $1,954 | $838 | $2,628 | $674 |
| New Jersey | $2,172 | $1,304 | $2,798 | $626 |
| Massachusetts | $2,022 | $1,007 | $2,634 | $612 |
| New York | $1,974 | $1,065 | $2,578 | $604 |
| New Hampshire | $2,121 | $921 | $2,668 | $547 |
| Connecticut | $2,159 | $983 | $2,612 | $453 |
| Rhode Island | $1,994 | $740 | $2,341 | $347 |
| Alaska | $1,795 | $623 | $2,141 | $346 |
| Maryland | $2,084 | $755 | $2,390 | $306 |
| Maine | $1,809 | $637 | $2,110 | $301 |
Data source: Realtor.com.
If you're retired oregon rapidly coming up connected retirement, you whitethorn retrieve a tv amusement called Mayberry R.F.D. One 1969 occurrence featured a handyman named Emmett Clark (a quality archetypal introduced connected The Andy Griffith Show). In this episode, Emmett gathered friends and neighbors to his store to celebrate.
In 1 hand, Emmett held his owe note, and successful the other, a blowtorch. The connection was clear: By paying disconnected (and blowtorching) his mortgage, helium was present acceptable to retire. Chances are, erstwhile calculating however overmuch wealth helium needed to retire, Emmett decided he'd beryllium acceptable erstwhile helium nary longer had a owe to contend with.
The world is, whether you ain a location oregon not, you'll ever person lodging costs. You'll beryllium either paying rent oregon spending wealth connected spot upkeep. Unless you unrecorded with a person oregon comparative who won't judge a dime from you, lodging costs are a mode of life.
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